UBA Africard Credit Card: Solution for Secure and Convenient Transactions

Enjoy seamless payments, enhanced security, and global accessibility with the UBA Africard.

UBA Africard Credit Card: Solution for Secure and Convenient Transactions

The UBA Africard is a prepaid Visa card designed to meet the financial needs of individuals in Nigeria and beyond.

It offers a practical solution for everyday transactions, travel expenses, and online purchases.

Backed by the United Bank for Africa (UBA), this card combines security, flexibility, and convenience, making it a popular choice for Nigerians seeking modern financial solutions.

Key Features of the UBA Africard

Prepaid Functionality: Unlike traditional credit cards, the Africard is prepaid. You load money onto it, ensuring you spend within your budget.

Global Accessibility: As a Visa card, it’s accepted in millions of locations worldwide, including ATMs, stores, and online merchants.

Enhanced Security: Equipped with chip-and-PIN technology, it safeguards your funds during transactions.

No Bank Account Required: The card can be issued even if you don’t have a UBA account, making it accessible to a broader audience.

Multi-Currency Support: You can transact in various currencies, ideal for travelers and online shoppers.

Benefits of the UBA Africard

Budget Control: The prepaid nature of the Africard ensures you can only spend what you load onto it, helping you avoid debt.

Wide Acceptance: With Visa backing, this card can be used anywhere Visa is accepted, whether for groceries, hotel bookings, or online subscriptions.

Secure Transactions: Chip-and-PIN technology, alongside UBA’s fraud monitoring systems, ensures that your funds are well-protected.

Convenient for Travel: The Africard eliminates the hassle of carrying cash during trips and simplifies currency conversion.

Accessibility: With minimal requirements, including no need for a UBA account, it’s easy to acquire and use.

Overview of the Issuer: United Bank for Africa (UBA)

UBA is one of Africa’s leading financial institutions, with a strong presence in Nigeria and beyond.

Established in 1949, the bank is known for its innovative banking solutions tailored to meet the evolving needs of its customers.

UBA’s commitment to excellence is evident in the services attached to the Africard, ensuring customers enjoy reliable and user-friendly financial products.

UBA Africard Fee Structure

Fee Type Amount (₦)
Card Issuance Fee ₦1,000 – ₦2,000
ATM Withdrawal Fee ₦100 (Local) / $3 (International)
Annual Maintenance Fee ₦600
SMS Notification Fee ₦5 per SMS

The UBA Africard is perfect for those looking for a secure, convenient, and budget-friendly payment solution.

Whether you’re traveling, shopping online, or managing daily expenses, this card ensures you stay in control.

Visit the nearest UBA branch today to apply and experience the benefits of modern financial convenience.